The Bank Said No.
We Say Yes - Within a Week.
SME Business Loans provides fast, flexible funding for Irish businesses that are done waiting. No months of meetings.
A decision within 7 days.
Derry McCarthy
"We Know How Banks Think. Because We Used to Work in Them."
-
Former bank regional manager
-
Knows exactly what lenders look for
-
Chamber of Commerce board member
-
Trusted by solicitors & accountants
-
Bank managers refer their own clients
We funded 80% of the cases,
whereas the opposition are probably doing 20 to 25%.
80%
of applications
we take on get funded
Industry average: 20-25%
7 days
from application
to money in your account
vs 1-6 months at a bank
25+
years banking
& finance experience
Former bank regional manager
50%+
of business comes
from referrals
Solicitors, accountants &
bank managers trust him
The Application Process
At SME Business Loans, we have made the application process very simple and transparent and we will provide you with the most appropriate financial solution that best suits your business within 48 hours at very competitive rates. We provide access to the full range of SME loan facilities to include the following:
Term Loans (for all business purposes)
Flexible business loans designed to support working capital, expansion, or day-to-day needs, with repayment terms tailored to your cash flow.
Property Loans (€250k – €15million)
Specialist funding for commercial property purchases, developments, or refinancing, with loan sizes to suit both SMEs and larger projects.
Bridging Finance (€250k – €15million)
Flexible short-term funding to purchase, refurbish, or refinance property while longer-term finance is being arranged.. Ideal for investors and developers.
Leasing and Hire Purchase
Finance the vehicles, equipment, or machinery your business needs without heavy upfront costs, through leasing or hire purchase options.
Peer to Peer Loans
Access fast, alternative funding by borrowing directly from investors, offering competitive rates and flexible terms.
Merchant Cash Advance Loans
Quick, short-term funding linked to your card sales, giving you repayments that rise and fall in line with your business revenue.
Invoice Discounting
Unlock working capital by releasing cash tied up in unpaid invoices, improving cash flow without waiting for customers to pay.
Recommendations
“SME Business Loans were fantastic to work with. They helped us secure the funding we needed quickly and efficiently. Their support made it possible for us to upgrade our equipment and take on larger contracts. Highly recommended for any growing business.”
Sean Mullally
MD Q3 Security Systems
Clarina
Co Limerick.
“From the first call, Derry took the time to understand our business and what we needed. He found the perfect funding solution quickly and kept us informed throughout. It’s great to deal with someone who genuinely cares about helping small businesses succeed.”
Paul Mc Dermott
Managing Director
Granite Supplies Limited
Malahide Road Industrial Park
Malahide Road
Dublin.
We put you the customer at the centre of
everything we do.
We understand the challenges that you as a business owner face every day in today’s fast changing and competitive marketplace. We will work with you to match the funding and capital needs of your business.
SME Business Loans is an Irish owned company and our goal is to make a difference in the Banking and Financial sector in Ireland providing Irish SME’s access to business loans and leasing facilities for their growth, working capital and expansion requirements.
